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The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit
reporting companies — Equifax, Experian, and TransUnion — to provide you with
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Important information: When you order your $1 Credit Report & FREE Score, you
will begin your 7‑day trial membership in Experian Credit TrackerSM.
This page describes how credit scores are used and the companies that provide
your credit report.
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Find out how credit reporting agencies gather information and create your credit
report, and how lenders use this report to make decisions.
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