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The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit
reporting companies — Equifax, Experian, and TransUnion — to provide you with
Answer. You're entitled to one free copy of your credit report every 12 months
from each of the three nationwide credit reporting companies. Order online from ...
Find out how credit reporting agencies gather information and create your credit
report, and how lenders use this report to make decisions.
This page describes how credit scores are used and the companies that provide
your credit report.